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Hire Expert Mortgage Application Expert

Our Mortgage Application Experts are specialized developers with deep knowledge of the mortgage industry, financial regulations, and lending processes. They build secure, compliant mortgage processing systems, loan origination platforms, and financial data management solutions that meet strict industry standards.

6+ years
Average Experience
5+ Mortgage Experts
Available Developers
10+ Fintech projects
Completed Projects
$32-40/hr
Hourly Rate

Meet the engineer

Who you'll be working with

Not a faceless resource pool — the engineer who builds your system and stays on it.

Muhammad Shabir — Senior Full-Stack Engineer | Regulated Fintech Platforms
10+
Years experience
80%
Paperwork reduced
90%
Manual effort cut

Muhammad Shabir

Senior Full-Stack Engineer | Regulated Fintech Platforms

Pakistan10+ years experienceBS Computer Science, Virtual University of Pakistan

Senior Full-Stack Developer with over 10 years of experience delivering regulated financial and document-heavy platforms. Built high-performance financial services in C# and .NET handling real-time transaction processing under strict security compliance, engineered a centralised document repository for secure storage and retrieval, and delivered HIPAA and GDPR compliant integrations with third-party insurance providers — the same compliance, audit, and data-integrity discipline loan origination demands.

Financial Systems

Real-Time Transaction ProcessingPayment GatewaysStripePayPalFinancial ReportingData Integrity

Compliance & Regulation

HIPAAGDPRSecurity ComplianceAudit TrailsData PrivacyAccess Control

Document & Data Management

Centralized Document RepositorySQL ServerEntity FrameworkElasticSearchSecure RetrievalReporting Pipelines

.NET & Backend

C#.NET CoreASP.NET CoreASP.NET MVCWeb APIBlazorRazorMicroservicesRabbitMQKafka

Databases & ORM

MSSQLPostgreSQLMongoDBRedisEF CoreADO.NETTypeORMPrismaLINQT-SQL

Security & Authentication

IdentityServer4OAuth2OpenID ConnectJWTRBACHIPAA ComplianceGDPR ComplianceEnd-to-End Encryption

Selected work

High-Performance Financial Services

Developed financial services in C#, .NET, MSSQL, and Entity Framework handling real-time transaction processing while maintaining strict security compliance.

C#MSSQLFintech

Centralized Document Repository

Developed a centralised document repository using SQL Server and Entity Framework, ensuring secure storage and seamless retrieval of business-critical documents.

SQL ServerEntity FrameworkSecure Storage

SaaS Platform on .NET Core

Architected and developed a SaaS platform using .NET Core, T-SQL, EF Core, and Amazon RDS (PostgreSQL/MySQL/SQL Server), reducing inter-departmental paperwork by 80%.

.NET CoreEF CoreAmazon RDS

HIPAA & GDPR Compliance Layer

Ensured HIPAA and GDPR compliance by implementing end-to-end encryption for secure interactions with third-party insurance providers in a healthcare platform.

HIPAAGDPREncryption

Automated Payroll System

Engineered a fully automated payroll system in T-SQL that cut manual payroll effort by 90% while improving accuracy.

T-SQLAutomation

Distributed Auth with IdentityServer4

Secured distributed authentication and authorisation by integrating IdentityServer4, OAuth2, and OpenID Connect across services, ensuring data privacy and regulatory compliance.

IdentityServer4OAuth2OpenID Connect

Database Optimization Strategy

Designed and implemented a high-performance database optimisation strategy that reduced query execution time from 4 minutes 30 seconds to 30 seconds, significantly improving system responsiveness.

SQL ServerPerformance

E-Commerce Platforms & Payments

Built e-commerce platforms with full shopping cart and payment gateway integrations via Stripe, PayPal, and other third-party services, alongside product catalogue and checkout systems.

E-CommerceStripePayPal

Automated Reporting Pipeline

Automated routine reporting with Azure Functions and REST APIs, reducing manual reporting time by 30 hours weekly.

Azure FunctionsREST APIs

Experience

Senior Fullstack Engineer

Jan 2022 – Present

LawHQ

  • Built scalable C# .NET Core applications for e-commerce and SaaS platforms, delivering across HR, eCommerce, and Healthcare within microservices and micro-frontend architectures
  • Spearheaded architecture of a large-scale HR management system on .NET Core and Azure DevOps, and automated payroll in T-SQL cutting manual effort by 90%
  • Reduced query execution time from 4m30s to 30s through a database optimisation strategy, and cut API response times 30% by migrating REST to gRPC
  • Migrated legacy frontend components to Angular (RxJS, NgRX, Angular Material, SCSS) for a 50% boost in user engagement
  • Secured distributed auth with IdentityServer4, OAuth2, and OpenID Connect, and ensured HIPAA/GDPR compliance via end-to-end encryption for third-party insurance integrations
  • Raised test coverage past 80% SonarQube with xUnit, and automated reporting with Azure Functions saving 30 hours weekly

Senior Software Engineer

Feb 2019 – Dec 2021

Ibex Pakistan

  • Architected a SaaS platform on .NET Core, T-SQL, EF Core, and Amazon RDS, reducing inter-departmental paperwork by 80%
  • Developed high-performance financial services in C#, .NET, MSSQL, and Entity Framework handling real-time transaction processing under security compliance
  • Created and managed 5 production frontends in Angular with a shared component model, plus reusable TypeScript component libraries
  • Migrated the notification service to real-time WebSockets with SignalR, improving user experience by 60%
  • Applied TDD with Jest, xUnit, NUnit, and Playwright; resolved 100+ software issues and ran CI/CD for 10+ components on Azure

Full Stack Engineer

Apr 2016 – Nov 2018

Asiansol Pakistan

  • Developed and maintained 10+ backend systems, RESTful APIs, and microservices using .NET Framework, ADO.NET, and LINQ across SQL and NoSQL databases
  • Broke monolithic applications into microservices, improving scalability and release cadence
  • Designed a role-based access control system managing admin, manager, and employee permissions
  • Built e-commerce sites in ASP.NET MVC and C# with product catalogues, shopping carts, and payment gateway integrations
  • Implemented Redis caching to improve responsiveness of time tracking and reporting features

Fullstack Engineer

Mar 2018 – Sep 2019

Zech Technologies

  • Developed scalable full-stack applications using ASP.NET Core and Angular 8
  • Worked on blockchain and cryptography-based solutions focused on secure, distributed systems
  • Built and maintained RESTful APIs and backend services for enterprise applications
  • Integrated ElasticSearch for advanced search and performance optimisation, and containerised applications with Docker

Fullstack Engineer

Mar 2017 – Dec 2018

Authbytes

  • Developed and maintained web applications using PHP and Laravel for business and enterprise solutions
  • Built RESTful APIs and backend services focused on scalability and performance
  • Worked on Android application development and integrated mobile apps with backend APIs
  • Integrated third-party services, authentication systems, and payment gateways

Web Developer

Jun 2013 – Mar 2016

Freelancer.com

  • Designed, developed, and maintained 25+ custom websites and web applications across industries
  • Delivered front-end interfaces with Angular.js and responsive CSS frameworks, working directly with clients on requirements and wireframes
  • Built e-commerce platforms with Stripe, PayPal, and other payment gateway integrations
  • Implemented WordPress CMS solutions enabling non-technical clients to manage their own sites
  • Wrote unit and end-to-end tests with Jest, Cypress, and NUnit across all projects

Core expertise

.NET Ecosystem Architecture (ASP.NET Core, EF Core, SQL Server, Blazor)

Enterprise Angular & Frontend State Management (RxJS, NgRX, NgXS)

Cloud-Native Microservices on Azure & AWS (Docker, Kubernetes, Terraform)

Identity & Access Management (IdentityServer4, OAuth2, OpenID Connect, RBAC)

Healthcare & Fintech Compliance (HIPAA, GDPR, end-to-end encryption)

Developer overview

Comprehensive overview of our mortgage application expert and their capabilities.

What we offer

Specialized developers with expertise in mortgage and financial application development.

Our team consists of highly skilled professionals with extensive experience in their respective domains, following industry best practices and staying current with the latest technologies and methodologies.

Core skills

Financial SystemsComplianceAPIsSecurityData ProcessingIntegrationTRIDHMDAFannie MaeFreddie Mac

Why choose our Mortgage Application Expert?

Proven Track Record

Successful delivery of complex projects with measurable results

Fast Delivery

Agile development approach ensuring quick time-to-market

Latest Technologies

Always up-to-date with cutting-edge tools and frameworks

Ready to hire Mortgage Application Expert?

Let's discuss your project requirements and get you connected with the perfect mortgage application expert for your needs.

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